Chii chichava chinotevera "chikuru chinhu" mune zvemari muna 2022?

Tinoti biometric payments. 2021 iri kuunza shanduko dzakakosha kumasevhisi emari maererano nedhijitari. Vatengi vari kuramba vachitsamira pamasevhisi epamhepo uye matekinoroji emunhu, ayo anobatsira mabhizinesi kuwedzera vateereri vavanoda uye kukura nekukurumidza. Sekureva kwenyanzvi, musika webasa rezvemari wakarongerwa kurova $26.5 trillion panosvika 2022. Fintech innovations…

Tinoti biometric payments. 2021 iri kuunza shanduko dzakakosha kumasevhisi emari maererano nedigitalization. Vatengi vari kuramba vachiwedzera kuvimba neinternet masevhisi uye matekinoroji ehunyanzvi, ayo anobatsira mabhizinesi kuwedzera avo vavanotarisira uye kukura nekukurumidza. Maererano nenyanzvi, iyo Musika wemasevhisi emari wakagadzirirwa kurova $26.5 trillion panosvika 2022.

Fintech hunyanzvi huri kutogadzira masaisai mumari yedhijitari zvinosanganisira Baas (Banking-as-a-Sevhisi), kuchinjirwa kwebhangi repasirese, bank APIs, uye mamwe masevhisi anopihwa nemakambani efintech akadai BancaNEO.

Iko shanduko kune online-chete kubhengi ndeimwe yakajeka maitiro inoteverwa nemamirioni e tech-savvies kutenderera pasirese. Izvi zvinoreva kuti kufambirana neazvino matekinoroji, senge ekuchenjera kwekugadzira (AI), kwakakosha kumabhangi nemabhizinesi anotarisa kugutsa tarisiro yevatengi vavo uye kuwedzera hunyanzvi mukubatsira kwavo. Ngatitarisei kuti ramangwana rakamira sei kumasangano emari.

Biometric Kubhadhara

Mapassword ari kunonoka asi zvishoma nezvishoma. Biometric kubhadhara, mwana mutsva pabhuroko, ari kuzviitira zita munzvimbo yekubhadhara kwedhijitari. Vari kubatanidza nekukurumidza mumararamiro edu emazuva ese ekubhadhara, zvakangofanana negwara raimboitwa tekinoroji yezvigunwe.

Vazhinji vedu takatotora danho rekutanga nekuisa Apple Pay kana Google Pay pane yedu smartphone kubhadhara zvinhu nekukurumidza uye nyore. Pamusoro pezvo, tekinoroji iri kuwedzera kushandiswa kubvumidza biometric yekubhadhara uye kutamisa mari. Semuyenzaniso, kushandiswa kwechiratidzo chezvigunwe kwete PIN yakajairwa iko zvino kuri kuongororwa kuitira kubhadhara kadhi rekusabatika.

Iyo data inotorwa sei & kuchengetwa?

Yakasiyana-siyana biometric zviratidzo zvinogona kuiswa pakuita mubhadharo: zvigunwe, chiso, izwi, iris, kana kunyange tsinga mapatani. Chikamu chega chega che data chinounganidzwa uye chinoshandurwa kuita template, iyo inozofananidzwa nemutambo wayo mudhatabhesi algorithm. Nekuda kweizvozvo, iyo algorithm yekufananidza inosimbisa kuti munhu ndiye wavanoti ndiye.

Nyika dzakaita seIndia dzinoshandisa yepakati gore system inochengeterwa zvitupa zvemunhu uye inogona kushandiswa kutsigira kubhadhara. Mune dzimwe nzvimbo dzepasi, dzakadai seEurope, kuvanzika uye kuchengetedzwa kwedata zviri pasi pemitemo inorema. Nekuda kweizvozvo, data yebiometric inogona kuchengetwa chete pamafoni evashandisi kana makadhi ekubhadhara.

Sei kubhadhara biometric kuri nani pane mamwe mhinduro?

Nhamba yemapassword ayo vashandisi vanofanira kuyeuka inogona kukurumidza kurema. Tisingataure kana munhu ari kukurumidza uye achida kuyeuka chaiyo password yeimwe yavo (pamwe) akawanda makadhi. Kukanganisika uku kunouya nenjodzi yekuwedzera yekunyepera kubhadhara, sezvo zvakajairika kuti data repadhi rechikwereti PIN ribiwe.

Nekuda kweizvozvo, maererano nekuongorora kwakaitwa naThales, biometrics ine mabhenefiti akasiyana kana zvasvika pakusimbisa, zvisinei nemaitiro. Kwaari kunoti mari yebhayometric ndeiyi:

  • Universal uye inogona kugadzirirwa (vanenge) vanhu vese.
  • Yakasarudzika sezvo pasina zvigunwe zviviri kana zviso zvakafanana.
  • Permanent uye usachinje nekufamba kwenguva.
  • Measurable zvakakwana kuenzaniswa mune ramangwana.
  • Zvakaoma kugadzira.

Nezvikonzero zvakawanda kupfuura chimwe, hapana kupokana kuti kubhadhara biometric kuchave ramangwana redhijitari fintech innovation mumakore anotevera.

Kunyora zvese

Izvo zvakakosha kuti mabhangi, Fintech kutanga, uye makambani arambe achifambirana nemaitiro ari kubuda ekubhadhara kweAI. Mhedzisiro yainayo pakugutsikana kwevatengi uye ruzivo rwakanyanya. Kunyangwe iyo shoma tech-savvy inogona kufamba zviri nyore pasirese yedhijitari mari masevhisi anopihwa neEMIs senge BancaNEO pamwe neSatchel.

Nemhinduro dzemakambani uye vatengi vega, BancaNEO inopawo akarongedzerwa masevhisi eakasiyana maindasitiri, anosanganisira Fintech kutanga, Legal & Consulting, IT, uye zvimwe zvinouya munguva pfupi. Chigadzirwa chavo chine maturusi ekushandisa akakosha semakadhi ekubhadhara, BaaS, Unique IBAN, White Label Cards, uye zvimwe zvakawanda.

Dzidza zvakawanda pamusoro BancaNEO's fintech budiriro uye hunyanzvi pa BancaNEO Blog.

BancaNEO

BancaNEO

Related Posts