Rethink the way you deal with finances

Open a free account in minutes right from your phone, and make your money go further

How to get started

Wherever you are, use your smartphone or any other device to open your account with a unique European IBAN hassle-free.

Fill the form
Get pre-qualified
Verify your ID
Enjoy our banking

Real-life use cases

Recruitment Companies
  • Employee payroll tool
  • More control over your business finances and simpler financial report for tax purposes
  • Premium partner offers and discounts with BancaNEO Payment Card
  • Live chat with customer support
Trading company
  • Access to an account manager
  • Cash flow at a glance
  • Instant money transfers (coming soon) and 100% online banking
  • Full deposit protection (under bank of Lithuania)
E-commerce
  • Beneficial when updating your payment processing systems
  • Premium partner offers and discounts with BancaNEO Payment Card Put money aside from your balance
  • 3D Security for your online payments
IT company
  • Multi currency sub accounts
  • Setup automatic recurring payments and transfer funds between multiple accounts

Payment cards that cover your needs

  • Pay like a local with excellent exchange rates
  • ATM withdrawals worldwide
  • Contactless payments
  • Tailor-made pricing
  • Payroll programs
mobile banking
It’s easier as ever!

Smart features

Simple remote setup
Unique SEPA IBAN
Currency exchange
Mobile app with advanced UI
Customized solutions
Personalized approach
SEPA & SWIFT payments
Cards for all business needs
A range of API integrations
Smart security features

Payroll program

Multiple currencies for cross-border payments

No more separate accounts for each foreign currency. Send and receive money around the world in 38 currencies with a multi-currency IBAN linked to a single account.

CHINA

More opportunities in the EU-China business direction

Make transfers in Chinese Yuan and Hong Kong Dollar and expand your outreach to the Chinese and European markets. Both EU and Chinese residents are eligible for account opening.

Safe & Sound

We adhere to highest EMI security standards to keep your money and personal data safe.

  • Client money is stored on a segregated account with the National Bank of Lithuania
  • Funds protection using 3D secure and 2FA

Here's what you'll get with each account setting

We adhere to highest EMI security standards to keep your money and personal data safe. Client money is stored on a segregated account with the National Bank of Lithuania.

We believe that having a blended approach- with both human, professional Customer Service Agents, as well as AI solutions- offers an extra layer of reliability.

Adding money just got easier. Transfer as you please, securely. We don’t ask for your bank credentials.

Wherever you are, use your smartphone or any other device to open your account

Link the BancaNEO account and card to your freelance platform profile

Benefit from seamless transfers and conversions

Compare NEO Accounts

Choose a plan with the features that fit your lifestyle, or compare plans to figure out which one is right for you

  • A unique European IBAN
  • Mastercard : Virtual & Physical cards
  • A multi-currency IBAN : Transact internationally in 38 currencies
  • Instant notifications : See when, where and how you spend
  • iOS and Android App: Spend using your phone
  • Fee-free BancaNEO bank transfers: Send money to any BancaNEO bank for free
  • Unique SWIFT for your account : Over 100 countries supported
  • Mass payments: Pay multiple recipients at once
  • 100 000 € Guarantee on deposits by the Central Bank of Lithuania
  • €34,99 Maintenance Fee
  • All NEO Pro Standard features
  • 25% discount on SEPA fees
  • 30% discount on the Monthly card fee
  • 10% discount on SWIFT fees
  • €40,99 Maintenance Fee
  • All NEO Pro Plus features
  • Fee-free Mastercard: Physical and Virtual card
  • 50% discount on SEPA fees
  • €54,99 Maintenance Fee

Frequently asked questions

View more Q&A here

NEO provides digital banking solutions to customers all over the world, offering full financial freedom.

You can open an account with us regardless of your citizenship or financial history, but we do have a list of countries that we do not onboard clients from. You can find the full list of Blacklisted jurisdictions on our dedicated web page: Blacklisted jurisdictions”.

Yes, you can easily access your NEO for account via your smartphone by downloading our mobile banking app for iOS and Android.

At the moment, the minimum age for becoming a NEO client is 18.  

We are working to lower it down in the future, developing products for younger generations.

Yes. Any personal or business IBAN account opened with NEO includes free access to our online banking services.

Unfortunately, this option isn’t available. In order to get a card you have to open a current account with NEO.

Ready to get started?