We say biometric payments. 2021 is bringing significant changes to financial services in terms of digitalization. Customers are becoming more and more dependent on online services and personalized technologies, which helps businesses expand their target audiences and grow faster. According to experts, the financial services market is set to hit $26.5 trillion by 2022. Fintech innovations …
Wow!
Real bank right in your smartphone
Digital Banking Made Simple
With no income or deposit requirements, BancaNEO is
the bank account for all. One account, one card, one App.


Personal and Business Banking, at Your Fingertips
Safe & Sound
Safe & Sound
Funds protection using 3D secure and 2FA
10 minutes
10 minutes
Apply for business or private account
MasterCard
MasterCard
Manage cards in-app, just a tap
100,000 €
100,000 €
Guarantee on deposits by the Central Bank of Lithuania

join us
Put money in your hands
Track your money all in one place and make your daily spending seamless.
A new kind of bank
Explore the power of simpler and smarter banking online.
Choose a Card
Fast currency exchange
mobile banking
It’s easier as ever!
How to get started
- Create an account by telling us who you are;
- Download the app from the Apple App Store or the Google Play Store;
- Verify who you are by recording a short selfie video and taking a photo of your ID.
Understand your money spending better
- Intuitive mobile interface Perform and track your financial operations with a tap of your finger, 24/7.
- A multi-currency IBAN linked to your BancaNEO account allows you to transact internationally in 38 currencies, without opening separate accounts for each one of them.
- Safe & Sound Smart security features to keep your money safe. We adhere to highest EMI security standards to keep your money and personal data safe.
Pick your perfect account
We're making money work for everyone, so we have different accounts for different needs.
NEO Standard
Get more out of your money for less than a cost of a coffee.
- Free account opening (for EU resident)
- A unique European IBAN
- Mastercard : Virtual & Physical cards
- A multi-currency IBAN : Transact internationally in 38 currencies
- Instant notifications : See when, where and how you spend
- iOS and Android App: Spend using your phone
- Fee-free BancaNEO bank transfers: Send money to any BancaNEO bank for free
- Unique SWIFT for your account : Over 100 countries supported
- Mass payments: Pay multiple recipients at once
- 100 000 € Guarantee on deposits by the Central Bank of Lithuania
- €4,99 Maintenance Fee
NEO Plus
Upgrade to a global lifestyle with NEO Plus and get the confidence to spend.
- All NEO Standard features
- 25% discount on SEPA fees
- 30% discount on the Monthly card fee
- 10% discount on SWIFT fees
- €9,99 Maintenance Fee
NEO Smart
Get the ultimate power with the full package. Stand out with an exclusive NEO Mastercard
- All NEO Plus features
- Fee-free Mastercard: Physical and Virtual card
- 50% discount on SEPA fees
- €14,99 Maintenance Fee
Awesome and friendly support
No, Silicon Valley - bugs are not features. Reach out about a technical issue, share your feedback or ask us about our favorite lunch spot in Miami. We’re here no matter what.

An excellent end bank to deal with. All staff are very professional and knowledgable. Their online banking experience is easy and friendly.
Anita,BancaNEO User
Thank you so much to the customer service team at BancaNEO for making this process easy!
Richard(France)
I’m very impressed with the assistance provided by customer service at BancaNEO!
Stefano(Dubai)
Whenever I have a question or need additional help, I'm able to get in contact with someone and get an answer quickly. I had a particularly positive experience this week and wanted to share.
Unknown- Happy Customer
Reforest while you shop!
For each bank account opened, BancaNEO plants a tree
Turn every transaction into positive action

We work with leading reforestation partners around the world
BancaNEO work with Tree-Nation who is a home to 90 planting projects from 33 differents countries.
Resources to keep you informed
February 9, 2022
Young French entrepreneur Mickael Mosse is leading a modern organization to serve the underbanked and provide exceptional financial operation services for businesses. “We didn’t set out to build a bank. We set out to build a better world. That could mean more money in your pocket — and more power to do good in your hands” …
February 9, 2022
Upgrade to flexible rates and a tailored approach, based on the amount and frequency of your transactions. Enjoy the most competitive pricing thanks to our partnerships with multiple providers. Currencies we support Multi-currency transfers made easy A multi-currency IBAN linked to your Satchel account allows you to transact internationally in 38 currencies, without opening separate …
OUR PARTNERS AND INTEGRATION






UP TO 40% CASHBACK
Join NEO CIRCLE
Start your journey to financial freedom today.

