Real bank right in your smartphone

Digital Banking Made Simple

With no income or deposit requirements, BancaNEO is the bank account for all. One account, one card, one App.

Personal and Business Banking, at Your Fingertips

join us

Put money in your hands

Track your money all in one place and make your daily spending seamless.

A new kind of bank

Explore the power of simpler and smarter banking online.

Choose a Card

Fast currency exchange

mobile banking
It’s easier as ever!

How to get started

  • Create an account by telling us who you are;
  • Download the app from the Apple App Store or the Google Play Store;
  • Verify who you are by recording a short selfie video and taking a photo of your ID.

Understand your money spending better

  • Intuitive mobile interface Perform and track your financial operations with a tap of your finger, 24/7.
  • A multi-currency IBAN linked to your BancaNEO account allows you to transact internationally in 38 currencies, without opening separate accounts for each one of them.
  • Safe & Sound Smart security features to keep your money safe. We adhere to highest EMI security standards to keep your money and personal data safe.

Pick your perfect account

We're making money work for everyone, so we have different accounts for different needs.

  • Free account opening (for EU resident)
  • A unique European IBAN
  • Mastercard : Virtual & Physical cards
  • A multi-currency IBAN : Transact internationally in 38 currencies
  • Instant notifications : See when, where and how you spend
  • iOS and Android App: Spend using your phone
  • Fee-free BancaNEO bank transfers: Send money to any BancaNEO bank for free
  • Unique SWIFT for your account : Over 100 countries supported
  • Mass payments: Pay multiple recipients at once
  • 100 000 € Guarantee on deposits by the Central Bank of Lithuania
  • €4,99 Maintenance Fee
  • All NEO Standard features
  • 25% discount on SEPA fees
  • 30% discount on the Monthly card fee
  • 10% discount on SWIFT fees
  • €9,99 Maintenance Fee
  • All NEO Plus features
  • Fee-free Mastercard: Physical and Virtual card
  • 50% discount on SEPA fees
  • €14,99 Maintenance Fee

Awesome and friendly support

No, Silicon Valley - bugs are not features. Reach out about a technical issue, share your feedback or ask us about our favorite lunch spot in Miami. We’re here no matter what.

People love us!

Check out our customers success stories 

An excellent end bank to deal with. All staff are very professional and knowledgable. Their online banking experience is easy and friendly.

BancaNEO User

Thank you so much to the customer service team at BancaNEO for making this process easy!


I’m very impressed with the assistance provided by customer service at BancaNEO!


Whenever I have a question or need additional help, I'm able to get in contact with someone and get an answer quickly. I had a particularly positive experience this week and wanted to share.

- Happy Customer

Reforest while you shop!

For each bank account opened, BancaNEO plants a tree
Turn every transaction into positive action
We work with leading reforestation partners around the world
BancaNEO work with Tree-Nation who is a home to 90 planting projects from 33 differents countries.

Resources to keep you informed

We say biometric payments. 2021 is bringing significant changes to financial services in terms of digitalization. Customers are becoming more and more dependent on online services and personalized technologies, which helps businesses expand their target audiences and grow faster. According to experts, the financial services market is set to hit $26.5 trillion by 2022. Fintech innovations …

Upgrade to flexible rates and a tailored approach, based on the amount and frequency of your transactions. Enjoy the most competitive pricing thanks to our partnerships with multiple providers. Currencies we support Multi-currency transfers made easy A multi-currency IBAN linked to your Satchel account allows you to transact internationally in 38 currencies, without opening separate …




Start your journey to financial freedom today.